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With house prices rising, many over‑50s are finding now to be a suitable time to sell their long‑held homes and move into a setting better aligned with the next stage of life.
If you’re wondering how you can make the shift without compromising financial security, Shared Equity may offer a solution. Instead of paying the full purchase price up front, Shared Equity enables you to pay between 75% and 99.99% of the price. In return, you receive the same percentage of ownership in the home. You retain exclusive use of the house, and you also have the right to sell your share in the future. This approach frees up capital that would otherwise remain locked in your property, allowing for more financial flexibility in retirement.
Jan, a resident of a Hampshire Village, described it well: selling their family home and moving under a shared equity arrangement “put more money in our pockets.” She and her husband explored several retirement living choices, but Shared Equity gave them extra funds to travel and embrace retirement more fully. They also value the companionship, excellent facilities, and the active calendar of community events living in a Hampshire Village. Their quality of life has improved substantially.
Hampshire Villages is a family‑owned Australian organisation with over 20 years’ experience in operating land‑lease communities. There are over 30 villages across Australia in every State.
If you’d like more information on Shared Equity, locations, or what retirement community living could offer you, feel free to explore our website.