posted on
For many Australians over 50, the decision to downsize is about more than finding a smaller home. It’s about unlocking freedom—financial, social and personal. Land lease lifestyle communities like Hampshire Villages, make this possible by combining homeownership with a simpler, more affordable way to live.
Here are some of the most significant financial benefits that make land lease living such an attractive choice.
1. No Stamp Duty or Council Rates
One of the biggest savings when moving into a land lease community is avoiding stamp duty and council rates. Unlike a traditional property purchase, you don’t pay these costs—leaving more money in your pocket from day one.
That’s extra capital you can use to boost your retirement savings, travel, or simply enjoy everyday comforts without financial stress.
2. Predictable Weekly Site Fees
Instead of juggling multiple bills and surprise expenses, residents pay a clear weekly site fee. This covers the lease of the land, upkeep of shared facilities and gardens, and friendly community management.
For those eligible for the aged pension, there’s further relief—Commonwealth Rent Assistance may help reduce site fees, making village living even more affordable.
3. Keep Your Capital Gains
Your home in a Hampshire Village is yours to sell when the time comes. Unlike many retirement villages, there are no exit or deferred management fees on standard purchases*. That means any capital gain is yours to keep or pass on to your family.
This gives residents confidence that their investment in a Hampshire Villages home remains secure.
4. Free Up Equity for the Lifestyle You Want
Many residents choose to sell the family home and buy into a land lease community at a lower price point. This often frees up significant equity, giving them more financial flexibility in retirement.
Some villages even offer a shared equity option, allowing buyers to purchase their home at a reduced upfront cost between 75% and 99.99% of the purchase price, depending on the village and your circumstances. This can leave even more funds available to spend on travel, hobbies or family.
As with any major financial decision, terms and eligibility criteria apply and we always recommend seeking independent financial advice.
A lifestyle that supports your choices
More and more Australians over 50 are choosing lifestyle communities because they offer exactly this blend of freedom and connection. At Hampshire Villages, residents enjoy low-maintenance homes, welcoming neighbours, and shared spaces that make it easy to live well—whether that means taking part in social activities, staying fit, or simply relaxing knowing everything is looked after.
With no stamp duty, no council rates and no exit fees on standard purchases, land lease living is designed to keep things simple and affordable. For eligible pensioners, Commonwealth Rent Assistance may also be available to help cover site fees.
Adding life to your years
Life beyond 50 is not about slowing down—it’s about choosing what feels right for you. With the right home, community and support, the years ahead can be the most rewarding yet.
If you’d like to explore how a Hampshire Village could add more life to your years, visit our FAQs page or find your village.
*exclusions apply in some WA and Victoria villages